Plan Ledger DOL Form 5500 · updated monthly

America's Gardening Resource, Inc.ESOP

AMERICA'S GARDENING RESOURCE, INC. EMPLOYEE STOCK OWNERSHIP PLAN · BURLINGTON, VT · plan year 2022

Reported admin expense ratio · 2022
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

America's Gardening Resource, Inc. reported $50 in plan administrative expenses for 2022: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $9,801 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.000% to 0.000%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 71st-largest of 230 plans among Vermont employers on file, and the 184th of 945 in agriculture, forestry & fishing.

Plan summary
Net assets, end of year$26,567,501
Participants with balances316
Active participants212
Employer contributions$2,077,857
Employee contributions—
Employer contribution per active participant$9,801
Average account balance$84,074
Benefits paid to participants$1,527,309
Plan auditUnmodified (clean) audit opinion
AuditorMCSOLEY, MCCOY & COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$2.1M · 346 accts · $501K emplr
2023$14.5M · 316 accts · $1.7M emplr
2022$26.6M · 316 accts · $2.1M emplr
Administrative expenses, itemized · 2022
Professional / advisory$50
Total administrative$50
Employer contributions to the America's Gardening Resource, Inc. plan · 2022
Employer contribution per active participant$9,801
Median for plans this size$2,266
2024$3,076 per active participant
2023$8,609 per active participant
2022$9,801 per active participant

America's Gardening Resource, Inc.'s 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Recordkeeper by year2
2024John Hancock, PLAN INTEGRITY PARTNERS, LLC
2023PLAN INTEGRITY PARTNERS, LLC

This plan has changed recordkeepers within these filings. If you left America's Gardening Resource, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024Not separately reported
2023$25 · 0.00%
2022$50 · 0.00%
All plans at this employer2
AMERICA'S GARDENING RESOURCE, INC. EMPLOYEE STOCK OWNERSHIP PLANESOP
AMERICA'S GARDENING RESOURCE, INC. 401(K) RETIREMENT PLAN401(k)
Same employer
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Big Gain, Inc. MN$27.0M · 0.01%
Farmers Cooperative NE$27.0M · 0.24%
Ritzville Warehouse Company WA$26.8M · 0.22%
California Giant, Inc. CA$26.6M · 0.31%
Limoneira Company CA$26.4M · 0.36%
Crystal Valley Cooperative MN$26.4M · 0.26%
Stine Seed Farm, Inc. IA$26.2M · 0.42%
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Source: U.S. Department of Labor, Form 5500 series, EIN 030289604 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.