Plan Ledger DOL Form 5500 · updated monthly

Am Pierce & Associates, Inc.401(k)

AM PIERCE & ASSOCIATES 401(K) PLAN · CALIFORNIA, MD · plan year 2025

Reported admin expense ratio · 2025
0.47%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Am Pierce & Associates, Inc. reported $63,799 in plan administrative expenses for 2025: 0.47% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,557 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.55% to 0.47%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 808th-largest of 1,671 plans among Maryland employers on file, and 6,685th of 11,654 in professional & technical services. In 2025, employees put in $2.44 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,557,084
Participants with balances174
Active participants137
Employer contributions$624,350
Employee contributions$1,523,974
Employer contribution per active participant$4,557
Average account balance$83,661
Benefits paid to participants$2,637,297
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2025$14.6M · 174 accts · $624K emplr
2024$12.5M · 149 accts · $495K emplr
2023$11.3M · 133 accts · $444K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$63,799
Total administrative$63,799
The Am Pierce & Associates, Inc. 401(k) match · 2025
Employer contribution per active participant$4,557
Median for plans this size$2,666
2025$4,557 per active participant
2024$3,437 per active participant
2023$3,194 per active participant

Am Pierce & Associates, Inc.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$25,491
WEALTH ADVISORY SERVICES, LLC · Investment advisory (participants) · Investment advisory (plan)$35,476

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025John Hancock
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2025$63,799 · 0.47%
2024$65,532 · 0.55%
2023$57,201 · 0.55%
Same employer
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Creoal Consulting, LLC MD$15.1M · 0.01%
BLEND360 LLC MD$14.8M · 0.95%
Bct LLC MD$14.7M · 0.34%
Ashcraft & Gerel, LLP MD$14.7M · 0.13%
Cadmium, LLC MD$14.2M · 0.68%
Stratus Solutions Inc. MD$14.2M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 261231257 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.