Plan Ledger DOL Form 5500 · updated monthly

Alto Experience, Inc.401(k)

ALTO 401(K) PLAN · DALLAS, TX · plan year 2024

Reported admin expense ratio · 2024
0.86%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Alto Experience, Inc. reported $11,880 in plan administrative expenses for 2024: 0.86% of average plan assets, higher than ~75% of peers. Employer contributions averaged $461 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.04% to 0.86%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Texas (5,077th of 5,688), and 11,031st of 11,654 in professional & technical services. In 2024, employees put in $1.79 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,573,840
Participants with balances130
Active participants329
Employer contributions$151,508
Employee contributions$271,190
Employer contribution per active participant$461
Average account balance$12,106
Benefits paid to participants$225,177
Plan auditUnmodified (clean) audit opinion
AuditorHENRY & PETERS, PC
Plan history2
Yearassets · accounts · employer contribution
2024$1.6M · 130 accts · $152K emplr
2022$505K · 70 accts · $178K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$11,880
Total administrative$11,880
The Alto Experience, Inc. 401(k) match · 2024
Employer contribution per active participant$461
Median for plans this size$1,313
2024$461 per active participant
2022$476 per active participant

Alto Experience, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
DEFINITI, LLC · Contract administrator$6,268

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2024$11,880 · 0.86%
2022$5,233 · 1.04%
Same employer
Similar plansProfessional & Technical Services · Texas
Lodging Host Hotel Corp TX$1.7M · 1.08%
Integritek Holdings, LLC TX$1.6M · 0.49%
Cigniti, Inc. TX$1.5M · 1.02%
Appddiction Studio LLC TX$1.5M · 0.16%
Gcps Inc TX$1.5M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 825270890 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.