Plan Ledger DOL Form 5500 · updated monthly

Alpha Mechanical, Inc.401(k)

ALPHA MECHANICAL PENSION PLAN AND TRUST · EL CAJON, CA · plan year 2024

Reported admin expense ratio · 2024
1.32%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Alpha Mechanical, Inc. reported $76,400 in plan administrative expenses for 2024: 1.32% of average plan assets, higher than ~90% of peers. Employer contributions averaged $9,193 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.76% to 1.32%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in California (6,638th of 9,483), and 3,760th of 5,337 in construction. In 2024, the employer put in $3.30 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$6,091,690
Participants with balances106
Active participants86
Employer contributions$790,619
Employee contributions$239,652
Employer contribution per active participant$9,193
Average account balance$57,469
Benefits paid to participants$1,054,691
Plan auditUnmodified (clean) audit opinion
AuditorABCDEFGHI ABCDEF
Plan history3
Yearassets · accounts · employer contribution
2024$6.1M · 106 accts · $791K emplr
2023$5.5M · 127 accts · $1.1M emplr
2022$4.3M · 119 accts · $1.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$39,184
Investment management$24,716
Audit (IQPA)$12,500
Total administrative$76,400
The Alpha Mechanical, Inc. 401(k) match · 2024
Employer contribution per active participant$9,193
Median for plans this size$1,313
2024$9,193 per active participant
2023$17,968 per active participant
2022$14,418 per active participant

Alpha Mechanical, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
LINCOLN NATIONAL CORPORATION · Contract administrator · Recordkeeping$39,184
JDG & ASSOCIATES, LLP · Accounting / audit$12,500
WELLS FARGO ADVISORS · Investment advisory (participants)$9,819

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Lincoln Financial
2023Lincoln Financial

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$76,400 · 1.32%
2023$74,443 · 1.52%
2022$73,044 · 1.76%
Similar plansConstruction · California
Tinco Sheet Metal Inc. CA$6.0M · 1.08%
Cleanrite, Inc. CA$5.9M · 0.59%

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Source: U.S. Department of Labor, Form 5500 series, EIN 731696499 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.