Plan Ledger DOL Form 5500 · updated monthly

Ahold USA, Inc.401(k)

AHOLD USA, INC. 401(K) SAVINGS PLAN FOR UNION ASSOCIATES · QUINCY, MA · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Ahold USA, Inc. reported $675,165 in plan administrative expenses for 2024: 0.08% of average plan assets, above the peer median. Employer contributions averaged $5 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.09% to 0.08%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other retail trade employers. By assets it is the 65th-largest of 2,726 plans among Massachusetts employers on file, and the 73rd of 5,215 in retail trade. In 2024, employees put in $118.33 for every $1.00 the employer contributed; active participation has grown from 50,728 to 76,517 since 2022.

Plan summary
Net assets, end of year$910,198,325
Participants with balances13,958
Active participants76,517
Employer contributions$361,355
Employee contributions$42,760,234
Employer contribution per active participant$5
Average account balance$65,210
Benefits paid to participants$79,355,498
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$910.2M · 13,958 accts · $361K emplr
2023$854.1M · 14,223 accts · $558K emplr
2022$761.5M · 14,549 accts · $351K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$670,855
Investment management$3,567
Total administrative$675,165
The Ahold USA, Inc. 401(k) match · 2024
Employer contribution per active participant$5
Median for plans this size$4,294
2024$5 per active participant
2023$11 per active participant
2022$7 per active participant

Ahold USA, Inc.'s 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$672,411

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$675,165 · 0.08%
2023$651,953 · 0.08%
2022$742,903 · 0.09%
All plans at this employer2
AHOLD USA, INC. 401(K) RETIREMENT SAVINGS PLAN401(k)
AHOLD USA, INC. 401(K) SAVINGS PLAN FOR UNION ASSOCIATES401(k)
Same employer
Similar plansRetail Trade · Massachusetts
The Tjx Companies, Inc. MA$3.7B · 0.11%
Staples, Inc. MA$1.5B · 0.06%
Bj's Wholesale Club Inc MA$661.1M · 0.13%
Big Y Foods, Inc. MA$573.8M · 0.12%
Usr Parent Inc. MA$404.6M · 0.13%
Eg Retail (America) LLC MA$337.9M · 0.20%

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Source: U.S. Department of Labor, Form 5500 series, EIN 530073545 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.