Plan Ledger DOL Form 5500 · updated monthly

Agc of America, Sd Chapter, Inc. 401(K) Profit Sharing Plan401(k)

AGC OF AMERICA, SD CHAPTER, INC. 401(K) PROFIT SHARING PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.65%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Agc of America, Sd Chapter, Inc. 401(K) Profit Sharing Plan reported $1,048,583 in plan administrative expenses for 2024: 0.65% of average plan assets, higher than ~90% of peers. Employer contributions averaged $4,098 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.65%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 634th-largest of 9,483 plans among California employers on file, and the 394th of 5,337 in construction. In 2024, the employer put in $1.75 for every $1.00 employees contributed themselves; active participation has shrunk from 4,749 to 2,604 since 2022.

Plan summary
Net assets, end of year$170,662,607
Participants with balances3,706
Active participants2,604
Employer contributions$10,671,176
Employee contributions$6,101,038
Employer contribution per active participant$4,098
Average account balance$46,050
Benefits paid to participants$17,433,764
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$170.7M · 3,706 accts · $10.7M emplr
2023$153.6M · 4,255 accts · $10.4M emplr
2022$127.4M · 3,936 accts · $9.1M emplr
The Agc of America, Sd Chapter, Inc. 401(K) Profit Sharing Plan 401(k) match · 2024
Employer contribution per active participant$4,098
Median for plans this size$3,635
2024$4,098 per active participant
2023$3,759 per active participant
2022$1,906 per active participant

Agc of America, Sd Chapter, Inc. 401(K) Profit Sharing Plan's 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202411
TRANSAMERICA FINANCIAL LIFE INSURAN · Recordkeeping · Loan processing$70,176
FUTUREPLAN BY ASCENSUS · Recordkeeping · Loan processing$58,525
SCHAFFER ENTERPRISES · Recordkeeping · Loan processing$22,225
CAVIGNAC & ASSOCIATES · Recordkeeping · Loan processing$10,085
AGC RETIREMENT TRUST$919,886
WEST COAST GROUP BENEFITS · Pension consulting$212,900
LEAFHOUSE FINANCIAL ADVISORS, LLC · Investment advisory (plan)$55,225
MMA SECURITIES · Investment advisory (plan)$26,250
INDEPENDENT ADVISOR ALLIANCE · Investment advisory (plan)$8,925
MCGRIFF INS SVCS · Pension consulting$8,700
VON BERGE WEALTH MANAGEMENT GROUP · Pension consulting$3,528

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus, CAVIGNAC & ASSOCIATES, SCHAFFER ENTERPRISES, Transamerica
2023Ascensus, CAVIGNAC & ASSOCIATES, SCHAFFER ENTERPRISES, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$1,048,583 · 0.65%
2023$1,015,183 · 0.72%
2022$293,244 · 0.21%
Similar plansConstruction · California
Rosendin Electric CA$186.5M · 0.04%
Helix Electric, Inc. CA$179.2M · 0.24%
Griffith Company CA$173.1M · 0.01%
Bergelectric Corporation CA$168.7M · 0.29%
Pride Industries CA$159.7M · 0.18%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 951951119 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.