Plan Ledger DOL Form 5500 · updated monthly

Adolph Kiefer & Associates, LLC401(k)

ADOLPH KIEFER & ASSOCIATES 401(K) PLAN · BLOOMINGTON, IL · plan year 2025

Reported admin expense ratio · 2025
0.62%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Adolph Kiefer & Associates, LLC reported $14,377 in plan administrative expenses for 2025: 0.62% of average plan assets, above the peer median. Employer contributions averaged $1,804 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.68% to 0.62%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Illinois (3,275th of 3,702), and 3,972nd of 4,246 in wholesale trade. In 2025, employees put in $2.12 for every $1.00 the employer contributed; active participation has shrunk from 100 to 83 since 2022.

Plan summary
Net assets, end of year$2,677,451
Participants with balances159
Active participants83
Employer contributions$149,694
Employee contributions$317,417
Employer contribution per active participant$1,804
Average account balance$16,839
Benefits paid to participants$172,957
Plan auditUnmodified (clean) audit opinion
AuditorSMITH & HOWARD,PC
Plan history4
Yearassets · accounts · employer contribution
2025$2.7M · 159 accts · $150K emplr
2024$2.0M · 160 accts · $268K emplr
2023$1.4M · 133 accts · $141K emplr
2022$878K · 118 accts · $63K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$7,299
Investment management$7,078
Total administrative$14,377
The Adolph Kiefer & Associates, LLC 401(k) match · 2025
Employer contribution per active participant$1,804
Median for plans this size$1,464
2025$1,804 per active participant
2024$2,764 per active participant
2023$1,470 per active participant
2022$628 per active participant

Adolph Kiefer & Associates, LLC's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
NORTHWESTERN MUTUAL WEALTH MGMT CO · Investment advisory (plan)$6,583
EMPOWER ADVISORY GROUP, LLC · Investment management$494

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$14,377 · 0.62%
2024$9,003 · 0.53%
2023$8,479 · 0.73%
2022$5,247 · 0.68%
Similar plansWholesale Trade · Illinois
Xirgo IL$3.2M · 0.18%
Mariani Nursery LLC IL$3.2M · 0.01%
Xcell International IL$2.7M · 0.68%
U's Again, LLC IL$1.7M · 1.04%
Hobi International, Inc. IL$1.6M · 0.91%
Midwest Goods, Inc. IL$1.5M · 0.35%

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Source: U.S. Department of Labor, Form 5500 series, EIN 453194706 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.