Plan Ledger DOL Form 5500 · updated monthly

Adjoin403(b)

ADJOIN 403(B) PLAN · SAN DIEGO, CA · plan year 2024

Reported admin expense ratio · 2024
0.89%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Adjoin reported $33,318 in plan administrative expenses for 2024: 0.89% of average plan assets, higher than ~75% of peers. Employer contributions averaged $770 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.89%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in California (7,374th of 9,483), and 8,529th of 11,911 in health care & social assistance. In 2024, employees put in $2.26 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$4,031,009
Participants with balances343
Active participants267
Employer contributions$205,479
Employee contributions$463,677
Employer contribution per active participant$770
Average account balance$11,752
Benefits paid to participants$601,528
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.0M · 343 accts · $205K emplr
2023$3.4M · 304 accts · $175K emplr
2022$3.1M · 283 accts · $158K emplr
Administrative expenses, itemized · 2024
Investment management$33,318
Total administrative$33,318
Employer contributions to the Adjoin plan · 2024
Employer contribution per active participant$770
Median for plans this size$1,313
2024$770 per active participant
2023$629 per active participant
2022$558 per active participant

Adjoin's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
UBS FINANCIAL SERVICES INC. · Investment advisory (plan)$12,075

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$33,318 · 0.89%
2023$37,519 · 1.16%
2022$30,248 · 0.94%
Same employer
Similar plansHealth Care & Social Assistance · California
Care Indeed, Inc. CA$4.1M · 1.90%
Avellino Lab USA, Inc. CA$4.1M · 0.74%
Accesshope, LLC CA$4.1M · 0.19%
Yolo Hospice, Inc. CA$4.0M · 0.03%
Community Action Marin CA$4.0M · 0.85%

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Source: U.S. Department of Labor, Form 5500 series, EIN 330008269 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.