Plan Ledger DOL Form 5500 · updated monthly

Adf International401(k)

ADF INTERNATIONAL MONTANA 401(K) PLAN · GREAT FALLS, MT · plan year 2024

Reported admin expense ratio · 2024
0.79%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Adf International reported $27,967 in plan administrative expenses for 2024: 0.79% of average plan assets, above the peer median. Employer contributions averaged $784 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.59% to 0.79%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in Montana (186th of 229), and 11,905th of 13,661 in manufacturing. In 2024, employees put in $3.20 for every $1.00 the employer contributed; active participation has shrunk from 258 to 154 since 2022.

Plan summary
Net assets, end of year$3,713,163
Participants with balances210
Active participants154
Employer contributions$120,752
Employee contributions$386,820
Employer contribution per active participant$784
Average account balance$17,682
Benefits paid to participants$775,208
Plan auditUnmodified (clean) audit opinion
AuditorDOUGLAS WILSON & COMPANY PC
Plan history3
Yearassets · accounts · employer contribution
2024$3.7M · 210 accts · $121K emplr
2023$3.4M · 341 accts · $107K emplr
2022$2.7M · 320 accts · $115K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$27,967
Total administrative$27,967
The Adf International 401(k) match · 2024
Employer contribution per active participant$784
Median for plans this size$1,313
2024$784 per active participant
2023$603 per active participant
2022$444 per active participant

Adf International's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
CAPITAL GROUP · Recordkeeping$17,219
BIG SKY RETIREMENT INC · Contract administrator$10,748

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CAPITAL GROUP
2023CAPITAL GROUP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$27,967 · 0.79%
2023$17,017 · 0.56%
2022$15,697 · 0.59%
Same employer
Similar plansManufacturing · Montana
Bridger Steel, Inc. MT$3.3M · 0.35%
Smartlam NA MT$2.7M · 1.24%
Wutke, LLC MT$2.0M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 650370294 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.