Plan Ledger DOL Form 5500 · updated monthly

Adams Communications Company LLC, dba Adams Publishing Group401(k)

APG-REWARDS 401(K) PLAN · EASTON, MD · plan year 2024

Reported admin expense ratio · 2024
0.51%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Adams Communications Company LLC, dba Adams Publishing Group reported $244,068 in plan administrative expenses for 2024: 0.51% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.43% to 0.51%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 328th-largest of 1,671 plans among Maryland employers on file, and the 524th of 2,199 in information & media. In 2024, employees put in $569.66 for every $1.00 the employer contributed; active participation has shrunk from 1,704 to 1,399 since 2022.

Plan summary
Net assets, end of year$48,577,546
Participants with balances2,065
Active participants1,399
Employer contributions$5,718
Employee contributions$3,257,343
Employer contribution per active participant$4
Average account balance$23,524
Benefits paid to participants$7,660,308
Plan auditUnmodified (clean) audit opinion
AuditorFIRTH-SMITH & ARCHIBALD, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$48.6M · 2,065 accts · $6K emplr
2023$47.1M · 2,184 accts · $6K emplr
2022$42.3M · 2,283 accts · $6K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$167,535
Investment management$51,533
Audit (IQPA)$25,000
Total administrative$244,068
The Adams Communications Company LLC, dba Adams Publishing Group 401(k) match · 2024
Employer contribution per active participant$4
Median for plans this size$2,416
2024$4 per active participant
2023$4 per active participant
2022$4 per active participant

Adams Communications Company LLC, dba Adams Publishing Group's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$167,534
CAPFINANCIAL PARTNERS, LLC · Investment advisory (plan)$51,533
FIRTH-SMITH & ARCHIBALD, LLC · Accounting / audit$25,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

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Administrative cost history3
2024$244,068 · 0.51%
2023$281,339 · 0.63%
2022$209,998 · 0.43%
Same employer
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Urban One, Inc. MD$84.6M · 0.09%
Prometric LLC MD$81.5M · 0.21%
Marketwise Solutions LLC MD$76.7M · 0.09%
Vectorworks, Inc. MD$46.7M · 0.25%
Recorded Books, Inc. MD$30.9M · 0.31%
Datalab USA, LLC MD$30.7M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 464951341 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.