Plan Ledger DOL Form 5500 · updated monthly

Acm Human Resources, LLC401(k)

ACM HUMAN RESOURCES, LLC 401(K) PLAN · PORTLAND, OR · plan year 2025

Reported admin expense ratio · 2025
0.34%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Acm Human Resources, LLC reported $64,280 in plan administrative expenses for 2025: 0.34% of average plan assets, above the peer median. Employer contributions averaged $2,587 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.34%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is the 352nd-largest of 1,021 plans among Oregon employers on file, and the 232nd of 945 in agriculture, forestry & fishing. In 2025, employees put in $1.90 for every $1.00 the employer contributed; active participation has shrunk from 395 to 320 since 2022.

Plan summary
Net assets, end of year$20,715,952
Participants with balances395
Active participants320
Employer contributions$827,998
Employee contributions$1,573,741
Employer contribution per active participant$2,587
Average account balance$52,445
Benefits paid to participants$1,807,439
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$20.7M · 395 accts · $828K emplr
2024$16.8M · 384 accts · $776K emplr
2023$15.2M · 321 accts · $734K emplr
2022$13.3M · 346 accts · $743K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,690
Investment management$43,590
Total administrative$64,280
The Acm Human Resources, LLC 401(k) match · 2025
Employer contribution per active participant$2,587
Median for plans this size$2,666
2025$2,587 per active participant
2024$2,511 per active participant
2023$2,506 per active participant
2022$1,880 per active participant

Acm Human Resources, LLC's 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MPWA INC DBA MESTMAKER & PETREY · Investment advisory (plan)$24,266
FREEDOM FIDUCIARIES LLC · Investment advisory (plan)$13,659
EMPOWER ADVISORY GROUP, LLC · Investment management$5,664

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$64,280 · 0.34%
2024$54,158 · 0.34%
2023$48,381 · 0.34%
2022$51,287 · 0.35%
Same employer
Similar plansAgriculture, Forestry & Fishing · Oregon
Dlf USA Inc. OR$24.9M · 0.39%
Pratum Co-Op Warehouse OR$17.4M · 0.31%
Marion AG Service, Inc OR$16.5M · 0.56%
Smith Seed Services, LLC OR$15.8M · 0.32%

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Source: U.S. Department of Labor, Form 5500 series, EIN 474134320 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.