Plan Ledger DOL Form 5500 · updated monthly

Ace Hardware Stores, Inc.401(k)

ACE HARDWARE, INC 401(K) PLAN · TUCSON, AZ · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Ace Hardware Stores, Inc. reported $3,338 in plan administrative expenses for 2024: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $995 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.04% to 0.10%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Arizona (935th of 1,285), and 4,198th of 5,215 in retail trade. In 2024, employees put in $1.79 for every $1.00 the employer contributed; active participation has grown from 112 to 129 since 2022.

Plan summary
Net assets, end of year$3,533,698
Participants with balances102
Active participants129
Employer contributions$128,417
Employee contributions$229,297
Employer contribution per active participant$995
Average account balance$34,644
Benefits paid to participants$339,159
Plan auditUnmodified (clean) audit opinion
AuditorREGIER CARR & MONROE, LLP
Plan history3
Yearassets · accounts · employer contribution
2024$3.5M · 102 accts · $128K emplr
2023$3.0M · 104 accts · $117K emplr
2022$2.4M · 100 accts · $108K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$2,517
Investment management$821
Total administrative$3,338
The Ace Hardware Stores, Inc. 401(k) match · 2024
Employer contribution per active participant$995
Median for plans this size$1,313
2024$995 per active participant
2023$896 per active participant
2022$962 per active participant

Ace Hardware Stores, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ASCENSUS LLC · Recordkeeping$2,517

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,338 · 0.10%
2023$2,010 · 0.07%
2022$975 · 0.04%
Similar plansRetail Trade · Arizona
Phoenix Motor Company AZ$5.0M · 0.45%
Aleracare Holdings, LLC AZ$4.0M · 0.63%
Liberty Gmc, Inc. AZ$4.0M · 0.47%
Mesa Imports, Inc. AZ$3.3M · 0.74%
Selectblinds LLC AZ$3.1M · 0.01%
Cruise America, Inc. AZ$2.9M · 0.02%
Alta Cima Corp. AZ$2.8M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860254743 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.