Plan Ledger DOL Form 5500 · updated monthly

Accurate Home Care, LLC401(k)

ACCURATE HOME CARE, LLC 401(K) PLAN · OTSEGO, MN · plan year 2025

Reported admin expense ratio · 2025
0.82%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Accurate Home Care, LLC reported $44,853 in plan administrative expenses for 2025: 0.82% of average plan assets, above the peer median. Employer contributions averaged $144 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.92% to 0.82%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Minnesota (1,517th of 1,918), and 7,396th of 11,911 in health care & social assistance. In 2025, employees put in $9.27 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,927,689
Participants with balances56
Active participants483
Employer contributions$69,613
Employee contributions$645,158
Employer contribution per active participant$144
Average account balance$105,852
Benefits paid to participants$587,890
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$5.9M · 56 accts · $70K emplr
2024$5.0M · 146 accts · $54K emplr
2023$4.3M · 169 accts · $50K emplr
2022$3.7M · 167 accts
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$42,486
Investment management$2,367
Total administrative$44,853
The Accurate Home Care, LLC 401(k) match · 2025
Employer contribution per active participant$144
Median for plans this size$1,464
2025$144 per active participant
2024$107 per active participant
2023$113 per active participant

Accurate Home Care, LLC's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
JOHN HANCOCK · Loan processing · Recordkeeping$56,285
WILSHIRE ASSOCIATES, INC. · Investment advisory (plan)$2,345

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$44,853 · 0.82%
2024$64,450 · 1.40%
2023$44,095 · 1.11%
2022$38,946 · 0.92%
Similar plansHealth Care & Social Assistance · Minnesota
Minnesota Womens Care PA MN$6.0M · 0.03%
Smdc Medical Center MN$6.0M · 0.02%
Samaritan Bethany, Inc. MN$5.8M · 0.69%
Touchstone Mental Health MN$5.8M · 1.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 510454275 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.