Plan Ledger DOL Form 5500 · updated monthly

A & B Distributors, Inc. of Muskogee401(k)

A & B DISTRIBUTORS RETIREMENT PLAN · MUSKOGEE, OK · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

A & B Distributors, Inc. of Muskogee reported $3,503 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,043 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.07% to 0.08%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in Oklahoma (548th of 724), and 3,641st of 4,246 in wholesale trade. In 2024, employees put in $1.25 for every $1.00 the employer contributed; active participation has grown from 195 to 290 since 2022.

Plan summary
Net assets, end of year$4,973,020
Participants with balances131
Active participants290
Employer contributions$302,521
Employee contributions$379,637
Employer contribution per active participant$1,043
Average account balance$37,962
Benefits paid to participants$97,354
Plan auditUnmodified (clean) audit opinion
AuditorMORSE & CO., PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$5.0M · 131 accts · $303K emplr
2023$3.9M · 105 accts · $275K emplr
2022$2.8M · 98 accts · $209K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,503
Total administrative$3,503
The A & B Distributors, Inc. of Muskogee 401(k) match · 2024
Employer contribution per active participant$1,043
Median for plans this size$1,313
2024$1,043 per active participant
2023$788 per active participant
2022$1,074 per active participant

A & B Distributors, Inc. of Muskogee's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STANCORP FINANCIAL GROUP · Claims processing · Recordkeeping$23,989

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024The Standard
2023Securian

This plan has changed recordkeepers within these filings. If you left A & B Distributors, Inc. of Muskogee before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,503 · 0.08%
2023$3,558 · 0.11%
2022$2,645 · 0.07%
Similar plansWholesale Trade · Oklahoma
Capital Distributing, LLC OK$7.2M · 0.76%
Parallel AG. OK$7.1M · 0.66%
Petra Industries, LLC OK$6.8M · 0.08%
Great Plains II LLC OK$3.1M · 1.13%
Earnheart Oil Inc OK$3.0M · 1.01%
Fox Building Supply, Inc. OK$2.3M · 0.10%
Great Plains LLC OK$1.9M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 731362851 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.