Plan Ledger DOL Form 5500 · updated monthly

4U Services, Inc.401(k)

STELLAR SERVICES 401(K) PLAN · NEW YORK, NY · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

4U Services, Inc. reported $98,112 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,673 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 2,381st-largest of 5,648 plans among New York employers on file, and the 5,204th of 11,654 in professional & technical services. In 2024, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,983,737
Participants with balances146
Active participants135
Employer contributions$630,857
Employee contributions$1,147,282
Employer contribution per active participant$4,673
Average account balance$150,574
Benefits paid to participants$3,543,443
Plan auditUnmodified (clean) audit opinion
AuditorMERCADIEN, P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$22.0M · 146 accts · $631K emplr
2023$20.3M · 154 accts · $474K emplr
2022$17.3M · 164 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,800
Total administrative$98,112
The 4U Services, Inc. 401(k) match · 2024
Employer contribution per active participant$4,673
Median for plans this size$2,416
2024$4,673 per active participant
2023$3,678 per active participant
2022$7,955 per active participant

4U Services, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
MERRILL LYNCH, PIERCE, FENNER AND S · Recordkeeping$24,800

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Bank of America / Merrill
2023Ascensus

This plan has changed recordkeepers within these filings. If you left 4U Services, Inc. before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$98,112 · 0.46%
2023$42,862 · 0.23%
2022$39,468 · 0.21%
Similar plansProfessional & Technical Services · New York
Mg Engineering Dpc NY$22.0M · 0.48%
Scott-Macon, LTD. NY$22.0M · 0.39%
Coughlin & Gerhart, L.L.P. NY$21.8M · 0.01%
The Cementworks, LLC NY$21.7M · 0.50%

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Source: U.S. Department of Labor, Form 5500 series, EIN 113189413 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.