Plan Ledger DOL Form 5500 · updated monthly

4C Holding, LLC401(k)

4C HOLDING, LLC PROFIT SHARING AND 401(K) PLAN · ELIZABETHTOWN, NC · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

4C Holding, LLC reported $65,459 in plan administrative expenses for 2024: 0.71% of average plan assets, above the peer median. Employer contributions averaged $646 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other wholesale trade employers. By assets it is among the smaller plans on file in North Carolina (1,100th of 2,005), and 2,880th of 4,246 in wholesale trade. In 2024, employees put in $1.26 for every $1.00 the employer contributed; active participation has grown from 716 to 1,171 since 2022.

Plan summary
Net assets, end of year$10,229,338
Participants with balances526
Active participants1,171
Employer contributions$756,500
Employee contributions$954,553
Employer contribution per active participant$646
Average account balance$19,447
Benefits paid to participants$846,327
Plan auditUnmodified (clean) audit opinion
AuditorMELISSA G. CRITCHER, CPA PC
Plan history3
Yearassets · accounts · employer contribution
2024$10.2M · 526 accts · $757K emplr
2023$8.2M · 177 accts · $328K emplr
2022$6.2M · 149 accts · $196K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$38,020
Investment management$27,439
Total administrative$65,459
The 4C Holding, LLC 401(k) match · 2024
Employer contribution per active participant$646
Median for plans this size$1,313
2024$646 per active participant
2023$352 per active participant
2022$274 per active participant

4C Holding, LLC's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIRST CITIZENS BANK INST TRUST · Investment advisory (plan)$27,439

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$65,459 · 0.71%
2023$50,971 · 0.71%
2022$46,141 · 0.70%
Similar plansWholesale Trade · North Carolina
Parrish Tire Company NC$10.9M · 0.56%
M. R. Williams, Inc. NC$10.8M · 0.36%
Affinity Southeast NC$9.8M · 0.59%
Snyder Paper Corporation NC$9.6M · 0.25%
Carlton Group, Inc. NC$9.5M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 461129845 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.